Rohit Agarwal writes on markets from the perspective of the individual investor — the person trying to make sense of Sensex movements, IPO pricing, and mutual fund returns without a Bloomberg terminal. His approach is Peter Lynch's: look at the companies you already understand, do the homework the analysts skip, and never invest in something you can't explain to a neighbour.
Recent work
FMCG Sector Shifts From Volume Strategy as War-Driven Costs Squeeze Margins
India's FMCG sector is pivoting from volume-led growth to margin protection as West Asia war-induced inflation drives up crude oil-linked input costs. Major companies are implementing price hikes and shrinkflation strategies as volume growth is expected to halve in FY27.
RBI Absorbs ₹2.37 Lakh Crore as Banking System Drowns in Excess Liquidity
RBI's latest money market operations show the central bank absorbed ₹2.37 lakh crore in excess liquidity on May 12, while overnight rates held steady at 5.13%. The massive surplus indicates strong banking system liquidity but raises questions about productive deployment of funds and potential inflationary pressures.
Indian Automakers Absorb Commodity Inflation to Protect GST Price-Cut Gains
Major Indian automakers are absorbing significant commodity inflation rather than passing costs to consumers, protecting demand gains from last year's GST rate cuts. Companies report 30-50% commodity price increases while making only modest 1-3% vehicle price hikes.
Treasury Bill Yields Hit 5.7% as India's Debt Market Shows Resilience
The RBI's latest treasury bill auction saw yields ranging from 5.29% to 5.69% with robust demand exceeding notified amounts. The successful ₹22.8 crore auction demonstrates healthy domestic liquidity and investor confidence in India's sovereign debt instruments.
Gen Z Skips Corporate Ladder for Startups as AI Reshapes Entry-Level Jobs
As artificial intelligence displaces entry-level positions and hiring slumps globally, Generation Z workers are bypassing traditional employment to create their own companies. This entrepreneurial pivot reflects broader economic pressures that particularly affect young workers entering the job market.