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Niharika Sen — headshot

Niharika Sen

Economy & Business

development economicspovertyinequality

Niharika Sen writes on development economics — the mechanisms that let some economies pull vast populations out of poverty and leave others stuck. She writes in a register that is accessible without being thin.

Recent work

  • Delhi Airport's Mall Strategy Powers Indian Aviation Infrastructure Beyond Traditional Models

    Delhi airport's swing to ₹476.9 crore profit demonstrates how India's aviation infrastructure has matured beyond traditional aeronautical charges. GMR Group's 'mall in an airport' model generated 81% of net income from retail, food, and cargo operations, validating the privatization strategy for Indian airport development.

  • Indian Banks Tap Surplus Funds as Credit Outpaces Deposits

    Indian public sector banks are increasingly using surplus liquidity and short-term RBI borrowings to support credit growth as deposits fail to keep pace. State Bank of India exemplifies the trend, with loan growth of 16.9% compared to deposit growth of 11%. Analysts warn this pattern creates systemic risks and constrains monetary policy flexibility.

  • RBI's Weekend Money Market Freeze Signals Deepening Liquidity Surplus

    RBI's money market operations show complete absence of interbank trading over weekend sessions, with central bank forced to absorb massive surplus liquidity through standing deposit facility operations. The pattern suggests fundamental shifts in banking system cash management.

  • Bollywood's VFX Crisis Exposes India's Creative Economy Vulnerability

    Bollywood's repeated VFX failures, from Ramayana to Adipurush, reveal deeper structural problems in India's creative industries. Despite massive budgets, rushed production timelines and poor technical standards are damaging India's cultural export potential.